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User
Posted 02 Dec 2020 at 16:31

hello,


I have Had A radical prostectomy in March this year and am all clear of cancer.


can anyone tell me the best way to go about travel insurance.


 


thanks

User
Posted 02 Dec 2020 at 21:38
I disagree with the above. I had surgery and refused all further treatment. I never told a lie , and despite rising PSA was covered for many trips at little expense tbh. I don’t like insurance companies at all. It’s legalised fraud tbh and I don’t think I could ever befriend anyone that works in this business. At the end of the day they will do ANYTHING on the planet to not pay out and catch you on the small print , yet you legally have to have it. At your stage it would cost like £70 for a 2 week Med cruise fully covered

If life gives you lemons , then make lemonade
User
Posted 03 Dec 2020 at 21:28
Absolutely no offence taken, Chris 🙂. Everyone’s situation is different, and the same solution doesn’t work for us all.

Best wishes,

Chris
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User
Posted 02 Dec 2020 at 17:13
Boots travel have been amazing for me and simple to use and cheap. It will cost you hardly any extra at all ok

If life gives you lemons , then make lemonade
User
Posted 02 Dec 2020 at 18:00

Hi Mark,


Well I hope you remain clear of cancer but you will be having regular PSA tests to check there is no cause for concern which could lead to need for further treatment. Insurers would not consider you are cured after such a relatively short time although it is in your favour that there is no impending treatment. Often they work on ticked boxes and you might find you get a better travel insurance quote if you speak to a medical assessor of the company. Sometimes they will refer you to their specialist unit anyway.


As regards people to get quotes from, some men get a good deal through their bank. Others will no doubt recommend insurers that have been competitive for them. Generally speaking there is not an urgent need for treatment except for people much further down the line or who are awaiting treatment. I have always carried my own risk by informing insurers of my situation but asking it to be excluded from cover. This way I have got a low premium on each occasion. I think the only exception to this would be if I was going to the USA where should you need treatment that could be tied to PCa the cost could be crippling, if you didn't have cover.


I don't know if you can find it because the Search Facility on this forum is not good but this matter has been raised from time to time and there is a lot of information therein. However, we live in a changing world and although you might find some good leads, they may be outdated so an up to date survey may produce different and more relevant individualised quotes.

Edited by member 02 Dec 2020 at 18:03  | Reason: Not specified

Barry
User
Posted 02 Dec 2020 at 20:52

I just went on the Web and got a quote, can't remember which site though. The good news is that as Barry says, you can choose to exclude cover for a condition if you are prepared to take the risk yourself. I would say that about a year after treatment things will have settled down enough that you will know if you are prepared to exclude prostate cancer cover from your insurance. 

Dave

User
Posted 02 Dec 2020 at 21:34
Unless you feel that your prostatectomy is going to directly result in medical problems while you’re away on holiday, the easiest and cheapest option will be to get cover with prostate cancer excluded. That’s what I do. Any insurer should allow this.

Best wishes,

Chris
User
Posted 02 Dec 2020 at 21:38
I disagree with the above. I had surgery and refused all further treatment. I never told a lie , and despite rising PSA was covered for many trips at little expense tbh. I don’t like insurance companies at all. It’s legalised fraud tbh and I don’t think I could ever befriend anyone that works in this business. At the end of the day they will do ANYTHING on the planet to not pay out and catch you on the small print , yet you legally have to have it. At your stage it would cost like £70 for a 2 week Med cruise fully covered

If life gives you lemons , then make lemonade
User
Posted 02 Dec 2020 at 23:52
Chris, I know you do things your way which is is right for you!
Barry
User
Posted 03 Dec 2020 at 10:15

Hi everyone thanks for the advice.


I think i will wait a year on from treatment and then see how things go🙂

User
Posted 03 Dec 2020 at 20:42
Chris J, I think it all depends what you’ve actually got. I wanted a “final” holiday before starting my RT. When I told insurers that I was awaiting treatment for prostate cancer, had had my kidney removed due to kidney cancer 3 months previously, and had an arterial aneurysm surgically treated a few weeks before, most companies wouldn’t touch me with a barge pole, and the quotes I got from those who would were just ludicrous (in 4 figures). Excluding conditions was basically the only way I could get insurance.

Cheers,

Chris
User
Posted 03 Dec 2020 at 20:54
Yeh I didn’t mean to offend Chris. I was just stating that the original post could easily get insurance post surgery with successful psa. Ive managed no problems at all despite no treatment up till now. Yes I would take the risk of no insurance under certain circumstances. With your history I can understand why they wouldn’t go near you and why you took the risk. At this moment I am utterly uninsurable and I desperately want a last holiday , but I’m not sure I could take the risk of no insurance!
Sorry if I upset anyone. Not my way at all. Up till last year I’ve never had to pay more than £90 even with the full facts declared.
Keep well all

If life gives you lemons , then make lemonade
User
Posted 03 Dec 2020 at 21:28
Absolutely no offence taken, Chris 🙂. Everyone’s situation is different, and the same solution doesn’t work for us all.

Best wishes,

Chris
User
Posted 04 Dec 2020 at 01:57

Originally Posted by: Online Community Member
Absolutely no offence taken, Chris 🙂. Everyone’s situation is different, and the same solution doesn’t work for us all.

Best wishes,

Chris


True

Barry
User
Posted 04 Dec 2020 at 12:10

I hope you can get your insurance sorted Chris and book that well deserved holiday.


With very best wishes,


Ange x

 
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